Contractors Coverall Plus Insurance

Merchants’ unique contractors program provides customized, comprehensive and highly affordable insurance protection for artisan contractors who perform residential or light commercial work. Our target classes include electricians, plumbers, painters and similar professionals. Coverage classes and eligibility guidelines vary by state. 

Liability Protection

• “Quick quoting” is based on the number of employees.
• Coverage up to $1,000,000/$2,000,000 is available, and higher limits are available on a commercial umbrella.
• Aggregate limits are available on a per project basis.

General Liability (GL) Complete includes blanket additional insured, increased medical payments and increased fire legal liability limit.

Our program offers a number of enhancement options to make our contractors’ coverage an even better deal!

Property:

• All risk coverage for office and storage facilities.

ContractorsComplete Coverage Enhancement includes:

• Contractors’ Tools and Equipment
• Installation Floater
• Property of Others
• Other coverage options available

Inland Marine coverage is available, including:

• Tools and Equipment
• Installation Floater
• E.D.P.
• Communications Floater Coverage

Commercial Auto Discount:

Contractors’ vehicles may be eligible for a discount.

NOTE: Not all coverages and discounts are available in all states. Availability of coverage is subject to specific underwriting guidelines. See your Merchants’ independent agent for details and a quote.

MAP^® Business owners insurance

MAP^® auto Repair/Collision repair insurance

Commercial Auto Insurance

Contractors Coverall Plus Insurance

MCP^sm Handyman Insurance

Commercial Package Insurance

MPP^® Golf Insurance

MPP^® Restaurant Insurance

Commercial Umbrella Insurance

Workers' Compensation Insurance